Most people understand the benefits of insurance. This is what encourages them to take out policies in order to guard against a broad range of risks. When you purchase a policy, you expect that the insurance company will be there for you if something happens. When you file a claim, you expect that the insurance company is in your corner, but this is not always the case.
Basics of Insurance Coverage Disputes
An insurance policy is a form of contract. Even though a policy was purchased to provide indemnification in the event of an unforeseen loss, the policyholder may have trouble collecting. The insurer may interpret certain clauses in such a way as to deny payment, thus creating a so-called "bad faith" insurance claim. To clarify insurance coverage and obtain payment on the claim, you need the representation of an experienced insurance coverage and bad faith claims attorney in West Virginia.
From our Charleston, West Virginia, law office, we represent clients in bad faith and insurance claims matters involving a variety of insurance policies, including:
- Property and casualty insurance
- General and commercial liability insurance (GCL)
- Employer's liability
- Automobile insurance
- Homeowners insurance
- Flood insurance
- Other types of insurance
Our firm also analyzes insurance policies and provides advisory opinions regarding insurance coverage. We have the experience and knowledge needed to achieve results in even the most complex bad faith insurance claims.